Stamp Duty Calculator
Work out the tax on a home purchase anywhere in the UK, including first-time buyer relief and second-home surcharges.
Stamp Duty Land Tax (SDLT)
£7,500
Effective rate 2.14% on £350,000
| Portion of price | Rate | Tax |
|---|---|---|
| £0 – £125,000 | 0% | £0 |
| £125,000 – £250,000 | 2% | £2,500 |
| £250,000 – £350,000 | 5% | £5,000 |
This is an illustration for general information only. It is not financial, tax or legal advice and does not take your personal circumstances into account. Property tax can depend on circumstances this calculator does not cover, such as mixed-use or multiple-dwelling purchases, shared ownership, companies and trusts. Your conveyancer will confirm the amount payable. Rates checked 2026-11-14.
Common questions
How much stamp duty do first-time buyers pay in England? +
First-time buyers in England and Northern Ireland pay no Stamp Duty Land Tax on the first £300,000 and 5% on the portion from £300,001 to £500,000. If the price is over £500,000, the relief is lost and standard rates apply to the whole price.
Do I pay extra stamp duty on a second home or buy-to-let? +
Usually, yes. In England and Northern Ireland an extra 5% is added to each band. In Scotland an Additional Dwelling Supplement of 8% of the whole price is added. In Wales higher residential rates apply. These surcharges do not apply to purchases under £40,000, and may be refundable if you sell your previous main home within the time limit.
Is stamp duty different in Scotland and Wales? +
Yes. Scotland has Land and Buildings Transaction Tax (LBTT), collected by Revenue Scotland, and Wales has Land Transaction Tax (LTT), collected by the Welsh Revenue Authority. Each has its own rates and reliefs. Stamp Duty Land Tax applies in England and Northern Ireland.
Can I add stamp duty to my mortgage? +
Stamp duty is normally paid from your own funds on completion, through your solicitor. Some buyers choose to borrow more to keep cash available, which affects the loan-to-value and the rates available. An adviser can explain the options for your circumstances.
Also try our mortgage repayment calculator. Official guidance: GOV.UK (SDLT), Revenue Scotland (LBTT), Welsh Government (LTT).