Calculators & Tools
Free, independent tools to help you plan, using official data where it's available. When you're ready for advice on your own situation, we're here to help.
Remortgaging
Fixed rate ending checker →
See how much your payments could rise when your deal ends, and when to line up a new one. Includes a free reminder.
Early repayment charge calculator →
Is it worth paying the charge to switch now?
Mortgage rates tracker →
Average UK mortgage rates by loan-to-value, from the Bank of England.
Buying
Stamp duty calculator →
England, Northern Ireland, Scotland and Wales, including first-time buyer relief and second homes.
Moving costs calculator →
Stamp duty, legal fees, survey, agents and removals: the cash you need on top of your deposit.
Council tax & house prices →
Council tax for every band and average local house prices, by postcode.
Repayments
Getting ready
Talk to an independent adviser
We search the whole market, explain your options in plain English, and there is normally no fee for our mortgage advice.